Southwest Georgia Financial Corporation, a full-service community bank holding company, reported results of operations for the fourth quarter and year ended December 31, 2018.  Comparisons are to prior-year periods unless otherwise noted.

“2018 was a strong year, highlighted by 14% loan growth and 15% deposit growth.  And, while the record level of earnings certainly benefited from lower corporate tax rates, it also reflects significant investments made throughout the organization that were necessary to grow organically in the markets in which we currently operate,” commented DeWitt Drew, President and CEO.  “We remain encouraged by our entry into the Tifton market and are keenly focused on achieving strong results in 2019.”