Southwest Georgia Financial Corporation, the parent company of Southwest Georgia Bank, announced that its Board of Directors at its meeting yesterday, declared a quarterly cash dividend of $0.04 per common share, and announced plans to resumepaying cash dividends on a quarterly basis.  The dividend is payable March 9, 2012 to shareholders of record on March 5, 2012.  The Company has approximately 2.5 million shares of common stock outstanding. 

DeWitt Drew, President and CEO of Southwest Georgia Financial commented, "In spite of the tepid economic recovery, we believe that the bank's financial condition and core earnings capacity are such that we can support a return to quarterly dividends while continuing our expansion efforts."

The Company paid an annual cash dividend of $0.10 per common share in January 2011 and in January 2010.  Southwest Georgia Financial Corporation or its predecessor, Southwest Georgia Bank, has paid cash dividends for 84 consecutive years.