Georgia is part of a multi-state settlement with the nation’s largest credit reporting agencies. 

Ohio Attorney General Mike DeWine announced the pact among Equifax, Experian, TransUnion and attorneys general in 31 states Wednesday. It requires the agencies to pay $6 million and change certain business practices over the next three years.

The three firms will be required to move more quickly to fix disputed information on credit reports, wait longer before adding items and more carefully scrutinize certain data they're furnished by collection agencies and others.

DeWine says he initiated an investigation after a 2012 investigation by The Columbus Dispatch uncovered that consumers had been denied car loans, house loans and even jobs because of mistakes on their credit reports.